The two-story brick and stone commercial building, which was constructed in 1889 in the Richardsonian Romanesque style, was designed by the architectural firm of I. and I. Hodgson, Jr., with offices in Omaha and Portland, Oregon. Between 1889 and 1947 the building housed the National Bank of Ashland and the Citizens National Bank, and is now listed on the National Register of Historic Places. The Lutton Law Office has occupied the building since 1948.